Make Sure You’re Prepared If You Want To Avoid Headache & Hassle



When it comes to flexible spending accounts or FSAs, the phrase “Use it or Lose it” is typically first to come to mind. However, it may be a surprise to learn just how much Americans actually lose in unused contributions. It’s estimated that more than $400 million is forfeited every year in FSA/HSA funds! That’s because we either miss or forget our spending deadlines. An FSA is a great deal if you use it wisely. It allows you to put away pre-tax dollars for eligible healthcare services and products — including everything from co-pays to prescriptions.

Typically, you must spend all the money in your FSA account by the end of the year or risk losing it. However, we are getting a little extension thanks to the COVID relief bill implemented late last year. This bill allows the FSA money you accrued in 2020 to still be available to you until December 31, 2021. In addition, the money you accrue in 2021 will be available to you until December 31, 2022. With the extended deadlines, you can plan out how to spend your FSA dollars on services that can directly impact your health rather than rush to spend the money on boxes of bandages and containers of calamine lotion you don’t necessarily need.

One of the services many people don’t think of using their FSA money on is lab testing. Over the past year, many of us put off an annual check-up from our primary care doctor so as not to risk exposure to COVID-19.  You don’t have to wait until your next doctor’s visit for your next overall health assessment. Any Lab Test Now® has a wide variety of tests — all of which fall under the FSA guidelines — that can track different aspects of your physical well-being.

The Comprehensive Male and Female Panels are two of the best choices for men and women looking to take their health into their own hands and be smart about FSA spending. Both panels include a Complete Metabolic Panel (CMP) and a Complete Blood Count (CBC); two blood tests that offer vital health information. These tests are essential to understanding your electrolyte and hydration status, kidney function, liver function, and blood cell values. Each panel provides information for you to self-monitor your health and discuss with your doctor to better understand your body and learn to manage your healthcare proactively.  

Here is a look at what else each panel includes.

Comprehensive Female Panel:

No matter what stage of life you are in, the Comprehensive Female Panel will help you recognize and address hormone imbalances and the overall condition of your health.

The Comprehensive Female Panel includes the following tests:

  • Cholesterol (Lipid) Panel
  • Estradiol
  • Testosterone (Free and Total)
  • TSH (Thyroid Stimulating Hormone)
  • HbA1C (Hemoglobin A1C)
  • Progesterone
  • DHEA-Sulfate
  • FSH (Follicle Stimulating Hormone)
  • LH (Luteinizing Hormone)

Comprehensive Male Panel:

An important aspect of the Comprehensive Male Panel is the inclusion of the test for prostate cancer, which is one of the most common types of cancers among men.

The Comprehensive Male Panel includes the following tests:

  • PSA (Prostate-Specific Antigen)
  • Cholesterol (Lipid) Panel
  • Testosterone (Free and Total)
  • TSH (Thyroid Stimulating Hormone)
  • HbA1C (Hemoglobin A1C)
  • DHEA-S (Helps in the evaluation of your adrenal gland function)

Be at Ease 

Fasting is required for both the Male and Female Comprehensive Panels. What isn’t required is an appointment. You can walk into your nearest Any Lab Test Now location to have these tests, and any other lab tests that may be beneficial to you, completed and covered by your FSA dollars. We provide a safe and clean alternative location for lab work. Each of our 190+ stores is sanitized several times a day, in accordance with preferred CDC protocols. Any Lab Test Now is a committed partner in helping you manage your family’s healthcare so you can make educated decisions that will directly affect your quality of life. We want to help every customer feel at ease as we continue to navigate through the pandemic. We are here to help!

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